Problem: All employers now have to contribute financially to Apprenticeship training. However, not all employers have a budget for this.

Solution: A positive alternative is to encourage your existing staff to invest in their own future – TheLightBulb can help.


The government, through Student Finance England, has introduced Advanced Learner Loans – designed for people aged over 19 who want to study for a qualification at level 3 and above.


Benefits include:

  • No financial contribution from the employer is necessary.
  • Learners can now achieve the level 3+ qualification they want –
    • NO functional skills, NO 20% off the job training and NO end-point assessments are needed.
  • Learners receive regular assessment visits, training and online support from TheLightBulb.
  • There is no minimum time limit on achievement.


The loans are not means-tested or credit-checked. Repayments are collected through PAYE – but ONLY when the individual has completed the course and earns more than £21,000 per year. Until then there are no repayments.


Eligible level 3+ courses include:

  • Lead Adult Care Worker (Health and Social Care)
  • Team Leading
  • Management
  • Customer Service
  • Administration
  • Human Resources
  • Improvement Technician


Once the loan has been approved, we deliver the training programme as usual.


Full details of the loans are on the government’s website.